As we approach the half-year mark, I wanted to take a moment to remind you of something we usually forget: to

1.  Stay active and practice self-care:
   Make time for activities you enjoy and help you relax, such as reading, bathing, walking, or running early in the morning before the heat hits up! 
2. Stay connected:
   Keep in touch with friends and family. Even a quick phone call or text is enough to connect with your loved ones. Remember that social support can make a big difference in how we feel. 
3. Get enough sleep:
   To get a good night’s sleep, remember to avoid using electronic devices for at least an hour before bedtime, ensure your bedroom is calm, dark, and quiet, and get 7-9 hours of sleep per night. According to recent studies:
   • Adults need seven or more hours of sleep per night for the best health and wellbeing
   • Adults who were short sleepers (less than 7 hours of sleep per 24-hour period) were more likely to report being obese and physically inactive (Source:cdc.gov)
4. Eat well:
   A healthy diet can help improve mood and energy levels. Aim for a balanced diet with plenty of fruits, vegetables, and whole grains. You can find some good inspiration for recipes at EatingWell.com. You can also download the Benefits of Healthy Eating for Adultspdf icon [PDF-631KB] from the CDC.
5. Get preventive checkups:
   Staying on top of your health and preventing potential issues from becoming full-blown diseases is important. That’s why preventive health checkups are so crucial. And if you have health insurance, you can take advantage of these services without any out-of-pocket costs. Some of the health checkups covered include everything from women’s care visits to detecting family violence, supporting breastfeeding, and preventing pregnancy. 

We appreciate the time you took to read our posts and look forward to continuing to assist you with everything related to your health coverage. Call us today at (915) 781-1614 to get a consultation free of charge.

La entrada This is a Friendly Reminder to Take Care of Yourself se publicó primero en Texas Medical Care Plans.

Steps to Prevent Fraud

It’s easier than ever to fall for fraud today. It can be hard to recognize when a person offering a service or promising a job is providing accurate information and isn’t trying to steal your personal information. Our goal at Texas Medical Care Plans is to help our clients always have the best insights and advice possible when managing all aspects of their wellness, including financial wellness. You can stop fraud – and prevent yourself from becoming a victim. There are a few key things to know that could help you to avoid fraudulent situations.

#1: Analyze the Situation Carefully

If it is too good to be true, it often is. That includes easy-money offers, prizes, job offers, and text messages asking for your account details are nearly always fraud. If you receive these solicitations, then find out what’s occurring:

• Contact the party directly, such as going to their website rather than clicking on any links in emails or text messages. 
• Verify the phone number with the website if they are calling you. If it doesn’t match, hang up and call the company directly.

#2: Never Give Out Sensitive Information

One of the most essential components of fraud prevention is never giving out your personal information. That includes:

• Passwords 
• Account numbers 
• Social Security numbers
• Driver’s license numbers
• Code words or answers to secret questions

If someone calls you from a company you have an account with requesting this information, refuse to give it to them. Hang up and then call the customer service line directly from the number on the website.

#3: Protect Your Health Care Information 

If anyone contacts you requesting information about your Medicare or Obamacare insurance, never provide details over the phone. If they are legitimately calling you from your provider, they already have this information. There has been a rise in the number of fraud-related health insurance claims. 

In situations where you’re unsure if the company is really your healthcare provider, contact your agent directly. At Texas Medical Care Plans, we’re here to help you at any time. Don’t give out any information even if the company claims to offer free quotes. They can use this information to file a claim against your insurance later.

Know How to Report Fraud

You’re not alone in your fight to avoid fraud. Because of how significant it can be, it’s always important to report any incidents that happen to you. To do that, contact:

• Your health insurance agent or provider to verify your account information has not been leaked or that the person is legitimately from the company.
• Your bank or financial institution if any information related to your accounts has been discussed by someone calling or otherwise contacting you.
• The Texas Inspector General if you suspect illegal activity, fraud, or identity theft regarding your health insurance or other personal information.

At Texas Medical Care Plans, we take pride in helping our clients to avoid fraud. Ask us about the steps you can take to protect your accounts. We take fraud prevention seriously in El Paso, Texas. 

La entrada Stop and Prevent Fraud se publicó primero en Texas Medical Care Plans.

Accidents happen, and it is better to be insured.

We would like to remind you that the Obamacare Enrollment Period is still active until January 15th, 2023. You can still enroll in health insurance that fits your economic needs or change your current coverage. According to new Obamacare statistics, 4 out of 5 people can access plans for $10 a month or less. This means that you and your loved ones could be one of them.

As you already know, health insurance protects the insured and their family from not being part of the bankruptcy statistics and having peace of mind in case of an accident. Some of the benefits they could take advantage of are:

Relevant dates

• January 1st, 2023
  2023 coverage starts for those who enroll in or change plans by December 15th, 2022, and paid their first premium.
• January 15th, 2023
  Last day to enroll in or change a 2023 health plan. 
• February 1st, 2023
  2023 coverage starts for those who enroll in or change plans on December 16th, 2022, through January 15th, 2023 and pay their first premium.

At Texas Medical Care Plans, we can help you choose the plan that best suits your needs. We invite you to take advantage of this Enrollment Period and share this article with your friends and family so they can also have affordable health insurance.

Contact us at (915) 781-1603 for a free consultation.

La entrada The Enrollment Period for Obamacare is Still Active Until January 15th se publicó primero en Texas Medical Care Plans.