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Obamacare

The Open Enrollment Period has begun. During this time, you can enroll in an Obamacare health plan. Valid until January 15, 2025.

Learn all about Obamacare benefits.

Texas Medical Care Plans provides a simple and affordable solution for the best Affordable Care Act (ACA or Obamacare) health insurance plans. We work with insurance carriers to find the best healthcare plans in your area so that you can get the care you need at the lowest cost possible. According to the latest statistics in the US, 4 million people are eligible for free medical coverage. You could be one of them who can benefit from Obamacare.

Obamacare logo

 Obamacare benefits:

Preventive health checkups

Preventive health checkups can identify problems that can develop into a disease, allowing proper measures to be taken to prevent it from developing further. If you have health insurance, you should be able to get these services or procedures at no cost to you. These 50 procedures include visits to women’s care, detection of family violence, support during breastfeeding, and pregnancy prevention. For more information, visit HealthCare.gov.

Pregnancy and newborn care

Pregnant people are entitled to the health care services that they need and should be able to have the treatment they need. It is the government’s job to make sure that women can get affordable health care, including care before and after giving birth. This means that all authorized health insurance plans must cover these services without copay or coinsurance, even when you haven’t met your deductible. For more information about benefits during pregnancy, visit HealthCare.gov.

Mental health and Addiction treatment

Because of the COVID-19 pandemic, anxiety levels have increased. Here at Texas Medical Care Plans, we want to make sure you have the support you need to face and control your emotional adversities. Your health insurance must cover treatments for alcoholism and other hard drug abuse and control. If you require assistance, please don’t hesitate to contact us to find a plan that covers your needs.

Services and equipment for disabilities, injuries, and other chronic conditions

When it comes to healthcare, Obamacare is designed to make sure that you are covered in the event of an injury as well as chronic illnesses. Now, your Obamacare plan can cover the cost of the equipment you need to get better from a short-term injury, like a broken leg.

Lab Tests

All health insurance plans must pay for the lab tests that doctors need to do to figure out what’s wrong. If the lab tests don’t help in the diagnosis of a disease or illness, Obamacare allows you to pay for them through copays or through other deductibles.

Pediatric services

At Texas Medical Care Plans, our priority is your family’s health. You must know the reach of your health benefits to cover medical expenses, regular visits, and even dental and eye care for your children.

Prescription drugs

Your Obamacare health plan may help pay for the cost of certain prescription medications. This type of health coverage is often referred to as a pharmacy benefit or formulary, and it usually means that you will be responsible for a share of the cost. If your medication is on your plan’s formulary, it might be less expensive than if it were not.

Emergency room services

We never know when we could need emergency room services. It is vital that you know how your health insurance covers you in situations like these. These costs are typically covered by health insurance plans in some capacity. However, some plans may provide more coverage than others, particularly if you receive medical attention from a facility that is in your insurance network or one that has your prior approval. Please talk to one of our agents for more information.

Outpatient health services

An outpatient health service is a procedure that can be done without having the patient stay the day at the clinic or hospital. This means you can get the care you need without having to spend the night in a hospital or other medical facility. Most of these outpatient services are taken care of on the same day.

Hospitalization

Finally, know how long your health insurance covers hospitalization. Obamacare helps cover some of the costs of surgery or medical care that may be needed during regular hospital stays. If you need these services, you should know your coverage. Please contact us for more information about your plan coverage or to enroll in a health insurance plan.

According to the law, no one can be rejected because of their sex or because they have pre-existing illnesses or conditions. We all have the right to health insurance, and we can support you at no cost to find insurance that suits your needs.

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