At Texas Medical Care Plans we help you choose the insurance coverage that best suits your needs and budget.
¡Un seguro médico para todos!
At Texas Medical Care Plans we help you choose the insurance coverage that best suits your needs and budget.
Medicare is a federal government program that provides health care to people who are 65 or older, people who are disabled, and people with end-stage renal disease. Medicare is divided into four parts:
At Texas Medical Care Plans, we help you apply for Medicare completely free so you can get the most of benefits.
The Affordable Care Act, better known as Obamacare, is a healthcare reform law enacted in March 2010 by President Barack Obama. It is a health reform intended to make health insurance more accessible and affordable to all Americans and legal residents. Obamacare’s monthly price is based on age, household size, and income. We offer a wide variety of Obamacare insurance plans and we can help you to find the best option for you and your family.
The main objective of final expense insurance is to cover the funeral costs. But not only can it be used to pay for a funeral, cremation, or burial; it can also be used to pay for debts and medical expenses among others. Most people qualify for Final Expense Insurance regardless of their health history.
If your family is financially dependent on you, you need life insurance to protect them. Life insurance gives you and your loved ones financial and moral peace in the event of your death.
Health insurance for small groups and businesses is an opportunity for business owners to take care of the well-being and safety of employees by improving the level of retention and turnover. We can guide you for free to choose the best plan according to the needs of your business without breaking the bank.
We are Texas Medical Care Plans, a health insurance company specializing in free Affordable Care Act assistance (better known as Obamacare) and Medicare Advantage Plans. For more than 10 years we have helped thousands of people find health insurance completely free of charge.
Get answers to a few frequently asked insurance and benefits questions
Health insurance is an agreement between the insurance company or “carrier” and an individual or company. This type of insurance helps people protect themselves financially against medical costs in the event of an accident or illness, and at the same time have a better quality of life with better preventive medical care.
Having health insurance protects you, not only you as a client, but also your family from being part of bankruptcy statistics and to have peace of mind in the event of an unexpected situation. According to a study by The American Journal of Medicine, 67% of bankruptcies are due to medical expenses. An unexpected visit to the emergency room, due to an accident, illness such as bronchitis, or unexpected situations such as abdominal pain, costs an average of $3,000.
The vast majority of people qualify for $0 per month plans. Four out of five people can get a plan for $10 or less per month. But this depends on five factors: your annual income, family size, age, city, and the type of coverage you are looking for.
In general, all people who have legal status as citizens, residents, and people with work or student visas can have access to health insurance.
A deductible is the amount of money that you, as the insured/client, agree to pay before the insurance company begins to pay for your medical expenses. For example, if you have a deductible of $3,500 and unfortunately you have a car accident whose medical expenses are $57,000 (the average in the United States) it means that you as the insured have to pay $3,500 (your deductible) before the insurance covers the rest. In this case, the insurance will potentially protect you from paying more than $53,000 unless your insurance policy has other limitations.
A copay is the amount of money that you, as a patient, must pay each time you request medical services. The average cost of a visit to the family doctor in the United States in 2016 was $265. This means that if your insurance policy has a copay of $35, when you visit your family doctor for a cold or other illness, you'll be asked to pay those $35 (your copay) for the visit, and your insurance will potentially pay the rest.
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