Preventive health checkups

Preventive checkups and chronic condition management are covered with no copays under Obamacare. This includes over 50 recommended services like women’s wellness visits, domestic violence screening, and breastfeeding support—free of charge to help protect your long-term health.

Prenatal and postnatal care are essential health benefits required in all Obamacare-approved plans. This ensures complete medical support for both mother and baby, with no extra cost. For more information about benefits during pregnancy, visit HealthCare.gov.

Mental health and Addiction treatment

Because of the COVID-19 pandemic, anxiety levels have increased. Here at Texas Medical Care Plans, we want to make sure you have the support you need to face and control your emotional adversities. Your health insurance must cover treatments for alcoholism and other hard drug abuse and control. If you require assistance, please don’t hesitate to contact us to find a plan that covers your needs.

Services and equipment for disabilities, injuries, and other chronic conditions

When it comes to healthcare, Obamacare is designed to make sure that you are covered in the event of an injury as well as chronic illnesses. Now, your Obamacare plan can cover the cost of the equipment you need to get better from a short-term injury, like a broken leg.

Lab Tests

All health insurance plans must pay for the lab tests that doctors need to do to figure out what’s wrong. If the lab tests don’t help in the diagnosis of a disease or illness, Obamacare allows you to pay for them through copays or through other deductibles.

Pediatric services

At Texas Medical Care Plans, our priority is your family’s health. You must know the reach of your health benefits to cover medical expenses, regular visits, and even dental and eye care for your children.

Prescription drugs

Your Obamacare health plan may help pay for the cost of certain prescription medications. This type of health coverage is often referred to as a pharmacy benefit or formulary, and it usually means that you will be responsible for a share of the cost. If your medication is on your plan’s formulary, it might be less expensive than if it were not.

Emergency room services

We never know when we could need emergency room services. It is vital that you know how your health insurance covers you in situations like these. These costs are typically covered by health insurance plans in some capacity. However, some plans may provide more coverage than others, particularly if you receive medical attention from a facility that is in your insurance network or one that has your prior approval. Please talk to one of our agents for more information.

Outpatient health services

An outpatient health service is a procedure that can be done without having the patient stay the day at the clinic or hospital. This means you can get the care you need without having to spend the night in a hospital or other medical facility. Most of these outpatient services are taken care of on the same day.

Hospitalization

Finally, know how long your health insurance covers hospitalization. Obamacare helps cover some of the costs of surgery or medical care that may be needed during regular hospital stays. If you need these services, you should know your coverage. Please contact us for more information about your plan coverage or to enroll in a health insurance plan.