Final expense insurance is a type of life insurance that pays out a small death benefit to cover the final expenses of the insured. This type of policy is often sold as an add-on to life insurance policies, with the main focus being on funeral expenses. These policies are typically expensive, but they may be worthwhile if they cover your final expenses and save you from having to pay the high cost of the funeral on your own.

Final expense insurance covers:

• Funeral expenses, such as burial or cremation
• Debts and medical bills
• And several other types of expenses that the family has to cover after the departure of the insured.

Most people can get Final expense insurance regardless of their medical condition. These policies can also provide some tax benefits for individuals when they die, but what are the eligibility requirements?

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